Insurance

We accept most Insurance providers. We will provide insurance verification and preauthorization services for you.

Please read your policy for specific details regarding your therapy benefits.

Video – Understanding Insurance Coverage

We know that the health payment process can be complex and confusing. Here is an excellent video that explains general concepts about insurance coverage.

Health Insurance Terms

Click the headings below for information on insurance coverage terms and payment for health services.

Co-insurance

In indemnity, the monetary amount to be paid by the patient, usually expressed as a percentage of charges.

Co-payment

In managed care, the monetary amount to be paid by the patient, usually expressed in terms of dollars.

CDHC

Refers to plans with personal health accounts like HSAs, MSAs, or FSAs.

Deductible

The portion of medical costs paid by the patient before insurance begins.

Denial

Refusal by insurer to reimburse services that have been rendered.

HSA

Tax-free savings account for health expenses.

Managed Care

System controlling cost and utilization, e.g., HMOs, PPOs.

Member

Person enrolled in a health insurance plan.

Open Enrollment

Period when you can enroll or change plans.

Out-of-pocket

Money the patient pays for healthcare services.